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Dr. rebecca groves brannock phd dissertation

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b2b architect resume A B2B Marketing leader with a track record of groves achieving industry leading results in the highly competitive Information. Over $135,000 per month in revenue generated through promotional and sales development programs Over 12 years experience in business development and marketing both on the client and agency side Achieved 25 to 1 revenue to gross margin return on investment using innovative and simple b2b marketing framework Known within Cisco Canada as a marketing innovator and industry leader Integrated customer affinity and sales development program ranked excellent by customers, prospects and sales reps. Paper. years sales have grown from $24M to dr. rebecca phd dissertation $40M. It has been the recipient of customer service, practice excellence and. innovation awards. This company provides professional and percentage of essay, managed services in the areas of dr. rebecca groves brannock phd dissertation unified communications, information security, data networking and information/knowledge management. Key member of leadership team that doubled revenue over two year period Implemented an innovative B2B marketing framework that achieved a 25:1 return on investment Generated $3M plus in bookings and of essay, $4M in pipeline in less then two years from implementation Applied unique 4 R's of marketing to generate revenue and build company brand based on reputation and references Led joint promotional ventures with Cisco and Microsoft - Integrated social media/web 2.0 into traditional marketing tactics Implemented various integrated marketing promotions packages consisting of radio advertising, telemarketing, social media and special events. Marketing and Inside Sales Manager 05, 2003. Started and groves brannock, led inside sales team that generated $2.7M in net new revenue over 18 month period Developed marcom package and initiated first ever special events and demand generation campaigns for the company Created formal reference program and process resulting in high profile case studies being published and promoted on Cisco.com. Introduction Percentage Of Essay. American Computer Experience - Atlanta Georgia. throughout the United States. This company grew to over 500 full and part time staff but was forced to file for bankruptcy. during last recessionary period. Vice President, Marketing eCommerce 04, 2000.

Increased online registrations from 15% to groves brannock phd dissertation 40% of gross sales through re-design of eCommerce site Led development team in the enhancement of extranet to essay 5 paragraphs allow real time access to critical camp information. Reduced cost and complexity by moving paper documentation and dr. rebecca groves, information online Led development team in ap us the architecture, design and implementation of ACE virtual camp, an brannock phd dissertation, elearning and collaborative system for percentage of essay, camp participants Participated in Agency of Record selection process with CMO and Director of Marketing, Camps Established workflow process for the ongoing content management of web site portfolio - Conducted market and competitive research. Groves. Vision Corporation - Scottsdale Arizona. 3800 surgeons performing laser eye surgeries from 80 centers throughout North America. Director of Marketing, Technology 09, 1999. Contributed to the development of business model, marketing plan and budget Participated in boston university fundraising and pre-IPO related activities Led team of dr. rebecca phd dissertation web/graphic designers, developers and university, marketing managers Co-led cross functional teams for client and groves phd dissertation, product development projects Launched with VP of Technologies a vertical market portal prototype targetted to essays eye care professionals and phd dissertation, consumers Maintained and managed web site portfolio including an extranet that serviced 15,000 eye care professionals and a national retail chain of eye care practices Created new corporate identity and branding strategy for eyeVantage.com Led marketing team in the architecture, design and implementation of an interactive web site for parent company TLC Laser Eye Centers. Agensky and Company - Toronto Ontario. Ap Us History. Generated $300,000 in groves phd dissertation net new accounts sales in finance, Internet and corporate training markets Primary account lead for design and marketing communications projects including: Corporate Identity and Branding; Web site design; Direct Marketing; Advertising campaigns and Collateral. employs over 32,000 people. Increased employee sales by 62% through innovative marketing program Provided Sales Force and introduction of essay, Account Teams with marketing communications support Product demonstrations to: analysts, partners, media, customers and consumers Marketing collateral for the North American market in English, Spanish, Chinese and French languages - Trade and special event coordination Received the Manpower Tiffany award for outstanding contribution and received a perfect evaluation score from management. Groves. Sports Clubs of Canada - Toronto Ontario. employees.

An industry leader in marketing, special events, fitness programs and sales methodologies. Special Events Professional Coach 01, 1992. Achieved customer retention rate of 68% as compared to industry average of 50% by providing outstanding customer service and one to one marketing practices Developed customer retention program platform for 2,000 customers Introduced innovative method of segmenting customer base resulting in a better recreational experience for customer while optimizing facility use Managed and motivated staff of boston phd thesis seven event planners, coaches and assistant coaches Developed and implemented a company wide (across 7 facilities) integrated marketing strategy for company to differentiate events, services and create competitive advantage Developed and implemented a company wide multi-event platform and groves brannock, negotiated highest sponsorship deal in in film and the the history of the company with Molson Breweries. No college or university degree but a world of experience working in small to midsized organizations primarily Avid reader and learner with extensive investment in dr. rebecca brannock time and money in staying current. Scored 96% on exam. Level 2 National Coaching Certification (Practical-Squash)

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Fire Safety Engineer Resume Sample. This resume is a sample for the post of FIRE SAFETY ENGINEER / SAFETY ENGINEER/ RESCUE OFFICER. The job is a very responsible one. A Fire Safety Engineer makes sure to maximize the safety of the people and the property through proper planning and management. ( See also Resume Sample For Safety Analyst for more ideas ) It is his job to design and arrange different strategies to dr. rebecca brannock phd dissertation lessen the risks of accident especially of fire and to minimize the chances of loss in case of some mishap. ( Looking for more Security Associated Resume Sample? ) The prime requisite for this job is honesty and responsibility. In this job, you are suppose to show your capabilities through your performance and essays in film, your chance of committing mistake or any kind of negligence is simply intolerable. While creating resume for the SAFETY OFFICER RESUME SAMPLE you should provide not only your basic information but also some previous experience, credits or awards -as a proof – to dr. rebecca groves phd dissertation show that you are an attentive, active, culpable and intelligent person. Below we have given you an advisable resume for the post that will help you to draw a successful and attractive resume. In the sample resume given below, we have shown an impressive arrangement of your basic info, previous experiences and services, your passion to work further.

Attach some previous information or credits in your resume to application essay service 5 paragraphs attract the attention of your employer. Position Applied : FIRE SAFETY ENGINEER / SAFETY ENGINEER/ RESCUE OFFICER. CAREER OBJECTIVE :(Fire Safety Engineer) Seeking the dr. rebecca position of a Health and Safety Professional in a reputed organization where I can provide my expertise in claims warrant, analyzing the HSE protocols, Pro-Actively contribute and promote healthy and safe workplace in the organization. To work as a fire safety engineer in dr. rebecca groves brannock, an organization whose prime motive is to protect the thesis claims lives of others. SUMMARY OF QUALIFICATION:

With more than 7 years of dr. rebecca groves brannock, experienced with the combined works of E.H.S, Food and Beverage. History Dbq 2004? Have gained excellent knowledge in risk assessment and hazard prevention on Food contamination where I’m working at present. DARE institution for fire safety engineers. Course studied: Masters in fire safety engineering. Year of passing 2008. Certificate course in fire protection.

Duration of the course:1 YEAR H.S.E ADVISER COURSE –OH-SEC SAFETY CONSULTANCIES DUBAI, U.A.E IOSH MANAGING SAFELY, UK Certificate –OHSEC SAFETY CONSULTANCIES DUBAI, U.A.E (ON GOING) NEBOSH IGC (ON GOING) WORK EXPERIENCE :(Fire Safety Engineer) Position: Fire Safety Engineer. Designed formations of rescue teams in different situations. Monitor all the Job activity at the site to ensure safety compliance. Monthly Inspection program of Site equipment and groves brannock phd dissertation, Firefighting equipment to ensure safe operation. Installation of research conclussion, safety signs, traffic control signs and other safety promotion posters to remind workers to work safely and enhance safety awareness among them.

Can take quick decisions. Daring. Well versed with the dr. rebecca brannock phd dissertation subject. Analytical, unbiased. Reviewing Lift Plan and Permit to work before any complex lift. Verifying to confirm that all lifting equipment operators are trained, competent and certified.

Maintaining records of PTW’s to be available for auditing as required by company standards Assist Supervisor/Foreman for the Job Safety Environment Analysis and Risk assessment for all working practices at site Prepare Submit daily safety reports / Inspection Reports. Increase and apply the awareness on health and safety levels within the organization. Conducting Toolbox Talk weekly as per Task required. To record and paper discussion conclussion, maintain a database of all inspections conducted to follow up and identify corrective actions. Managing all Commercial and Technical Document Distributing Documents and ensuring Accuracy of all Documents. ABC PRIVATE LIMITED. Position: Fire Safety Officer. Advise about prevention of injury to personnel and damage to the plant and equipment. Advise about further improvements in dr. rebecca groves brannock phd dissertation, existing working methods. Report directly to the HSE Supervisor ( or as per the project org chart) Inspection of work site daily for dbq 2004, any unsafe condition and initiate for immediate corrective action, refer more complex issues to a senior HSE Personnel Ensure that healthy work conditions are maintained Complete and dr. rebecca groves, submit daily activity reports Assist Sr.

HSE Officer at site to conduct Safety Toolbox meeting. Responsible to assist the essays HSE team in dr. rebecca groves, their duties as Pro Active in safe work environment. Advise suitable standard of protective clothing and equipment. Ensure that new employees Undertake HSE training and seminars to and the humanities ensure complete knowledge of all elements and dr. rebecca brannock phd dissertation, aspects of boston, HSE procedures. Implementing the JSA, JHA, and TBT and explained to them how important it is. ABC COMPANY LIMITED. Position: Junior Safety Officer. Implementing Safety and Health policies and procedure. Groves? Assists in risk management and application essay 5 paragraphs, hazards identification in different areas in the location.

Assist in Investigating and reporting of all incident, accident, injuries and hazard. Monitoring OSH standard and compliance with OSH policies and procedure. Assisting Sr. HSE officer in preparing materials for groves, HSE in-house training for new employee and Conducting TOOLBOX TALK in daily basis as per rules of the management. Advise and assist management in percentage of essay, fulfilling of safety obligations setting goals for safety matters Analyzing incident and accident report. Conducting Health and Safety Environment training to the new coming workers in dr. rebecca phd dissertation, the plant. Assist in conducting monthly evacuation drill in the particular groups in of essay, order to keep them updated and to ensure they have proper knowledge regarding HSE procedure. Marital Status : Single Parent. Hobbies : Mountain biking, reading, photography.

Entry Level Risk Control Officer Resume Sample. This resume belongs to the “Entry Level Resume” Series, consist of resumes appreciating and dr. rebecca phd dissertation, encouraging fresh and new talent. A very important but highly underestimated post. Introduction Of Essay? An Entry Level Fraud or Risk Control Officer Controller works as the backbone of brannock, a company or an organisation. Phd Thesis? He predicts, plans and secures a company’s future.Following resume is a sample for the post of Entry Level Risk Control Officer.

Below we have given you an example for the post of Risk manager. Enlist your initial information following by your education and then describe your key skills and experiences. Finally adding references of your previous work experiences along with credits/awards will add to groves phd dissertation the value of your resume. Contact No : +0000000. Email Id : xxxxxx. OBJECTIVES: (Entry Level Risk Control Officer) To seek a career in an organization that would best capitalize on my expertise in risk based control assessment and process consulting.

Workplace should offer many opportunities to phd thesis utilize my analytical skills, creativity, sharp business understanding and relationship building skills satisfying my definition of Quality work. Outstanding interpersonal, relationship and team building skills; Analytically, articulate and diligent; resourceful in the completion of projects and effective at multitasking with strong ability to plan, prioritize and deliver in complex projects under aggressive time frame. AREAS OF EXPERTISE (Entry Level Risk Control Officer) Strong analytical organizational abilities with adeptness in implementing, formulating and dr. rebecca phd dissertation, streamlining operational policies procedures. Keen understanding significant experience of risk identification, analyze and mitigation Ability to provide insight and ap us essays, strategic input into, manage and facilitate the effective development and delivery of outstanding internal audit review and dr. rebecca brannock phd dissertation, compliance related services. College Essay? Prevention and dr. rebecca groves brannock phd dissertation, detection of possible fraud and other risks, such as potential going out of business, excessive credit etc. Master Degree in Business Administration (Finance) with 1st class on 2012 Master Degree in Social Work with 55% from Rabindra Bharati University Completed Post Graduate Diploma in Social Work obtaining marks 58% Bachelor Degree of college application, Commerce from Calcutta University (3 Yrs) on 2005 Higher Secondary Examination from B.C.H.S.E on groves 2002 in 1st division Matriculation from B.B.S.E on 2000 in 1st division. COMPUTER PROFICIENCY – BANKING OPERATING SYSTEM AND SOFTWARE. MS Dos, Windows XP , MS Word , Excel , Power Point and office communication system, Banking Software, Updated Finacle (Version 10.2.9), Finone, APS, FCRM, 1.5 Integrated Microfinance Banking Application, Talisma, SAS, Hunter, Cibil. Fathers Name : xxxx.

Date of Birth : +0000000. Marital Status : Single. Passport Details : 00000. Permanent Address : xxxxxx. Risk Operations Analyst Resume Sample. A Risk Operation Analyst primarily works to minimize the chances of loss for ap us dbq 2004, a company. His expertise lies in making plans and predicting such strategies that should help an groves brannock phd dissertation, organisation from thesis claims unseen or long-term disasters, securing their time, budget and efforts being an excruciating waste. Following resume is a sample for the post of Risk Operation Analyst.

He plays a vital role for the sustenance and progress of a company. Dr. Rebecca Groves Brannock? Below we have given you an avid example. Enlist your initial information following by your education and then describe your key skills and experiences. Highlight that you are able to work in any type of boston, situations and brannock, a strong candidate handling tumultuous situations. Applied For: Risk Analyst/Operation Analyst/ Business Analyst. To be able to impart my skills in molding the introduction company’s image and be able to create goodwill for the company’s goal of having a long term profit. COLLEGE: Degree from Saint Louis University. Risk Operations Analyst or Risk Analyst. Works with Debit Card Fraud Prevention. Provide support to clients who calls to remove temporary block on acct. Identify fraud through outbound calls and follow up on dr. rebecca groves brannock phd dissertation incoming calls for suspicious caller.

Maintain goals by quarter and year to date. Provides early warning to prevent fraud. Transferred to another LOB which is Customer Data Accuracy Program. As a Retail Fraud Operations Analyst, I minimize risk and boston university, prevent losses by reviewing and analyzing new and existing Chase Checking/Savings accounts. I take appropriate actions on accounts in order to verify and brannock phd dissertation, ensure the accuracy of the customer’s information. Thesis Claims Warrant? My duties include tracking statistical information, requesting various documents to determine the validity of the customer.

I operate in a team environment and often have customer communications as a key component of my job. I also rely upon effective relationships with Corporate Security, the Law Department, account officers and other representatives from various lines of business, and outside financial institutions. Knowledge of Internet and Electronic Commerce industries. Independently perform routine account reviews as well as activity review of risky transactions Follow standard procedures and action plans to reduce exposure on fraudulent use of dr. rebecca brannock phd dissertation, Social Security Numbers and Tax Identification Numbers Learn how to access and use multiple operating systems efficiently. * Deliver exceptional customer service with the ap us dbq 2004 essays ability to handle irate or adverse situations. Documenting the review and investigation process followed for groves brannock, each account reviewed and preparing various documents, reports and college essay service, system entries as necessary for financial entry, certification, reporting and statistical purposes Ensuring that regulatory, legal, bank and audit requirements are met Demonstrate the ability to identify, analyze, and solve problems by providing viable solutions and executing excellent follow through and communication Must possess a strong understanding of business transactions, knowledge of account flow, and financial documents Work on shifting schedules, US and Philippine Holidays as needed Work in a fast paced environment, multi-task and brannock phd dissertation, have the ability to make decisions with minimal supervision.

Work successfully under time constraints and have the ability to customer accounts based on introduction percentage the provided information. Top Performer Certificates for achieving complete attendance Top Analyst for dr. rebecca groves phd dissertation, the month April 2013. Taking INBOUND and boston, OUTBOUND calls Worked as a Line Balancing Agent where I worked with two different line of dr. rebecca, business,two different verification process and fraud identification Provide support clients who calls to remove temporary block on accts Identify fraud through outbound calls and follow up on incoming calls for suspicious caller Maintain goals by quarter and year to date. Provides early warning to prevent identity theft, account take over and fraud application. Telemarketing experience in history dbq 2004, identifying and groves brannock, eliminating fraud Good team player and Multitasking capabilities.

Proven initiative and ability to work with minimal supervision. Excellent organizational and motivational skills. Knowledge of Internet and Electronic Commerce industries. Top Agent Cluster Leader Certificates for achieving above average goals for AHT,Losthours,%of standard. Civil Status: Married. Father’s Name: Cesar B. Mendoza.

Occupation: Retired Soldier. Mother’s Name: Priscilla D. Mendoza. Occupation: House Wife. Excellent interpersonal and communication skills Excellent customer service skills Strong organizational skills and ap us history, attention to details Natural ability to dr. rebecca groves brannock work both alone or as a part of a team Strong analytically and problem solving skills Excellent sales and negotiation skills Strong multi-tasking skill Basic knowledge in Microsoft Word Excel and PowerPoint Knowledgeable in Integrated Mission Critical System (IMCS) and Systems Application Program (SAP) Risk #038; Fraud Control Officer Resume Sample.

This resume is of essay, a sample for the post of Risk and Fraud Control Officer. A very important but highly underestimated post. A Fraud Controller works as the backbone of a company or an organisation. He predicts, plans and secures a company’s future. Dr. Rebecca Groves Phd Dissertation? He works to boston minimize the chances of loss for brannock phd dissertation, a company. His expertise lies in making plans and predicting such strategies that should help an organisation from phd thesis unseen or long-term disasters, securing their time, budget and money being an excruciating waste. He plays a vital role for the sustenance and progress of a company. Below we have given you an example for the post of Risk manager. Enlist your initial information following by your education and then describe your key skills and experiences. Finally adding references of groves brannock phd dissertation, your previous work experiences along with credits/awards will add to the value of your resume.

Contact No : 00000. Email Id : xxxxxx. To seek a career in an organization that would best capitalize on my expertise in ap us history essays, risk based control assessment and process consulting. Workplace should offer many opportunities to dr. rebecca groves brannock utilize my analytical skills, creativity, sharp business understanding and relationship building skills satisfying my definition of Quality work. Research Paper Discussion Conclussion? Outstanding interpersonal, relationship and team building skills; Analytically, articulate and diligent; resourceful in the completion of projects and effective at multitasking with strong ability to plan, prioritize and deliver in groves brannock, complex projects under aggressive time frame.

Result Oriented, Proactive and innovative professionals with 3 + years of Self Leadership with extensive hands on experience in the areas of Risk Based Internal Audit, Fraud Investigations, Strategic governance Process Review control, Credit underwriting, AML, KYC and Compliance among Banking and in film, Non Banking Financial Services sector Strong analytical organizational abilities with adeptness in implementing, formulating and streamlining operational policies procedures. Keen understanding significant experience of risk identification, analyze and dr. rebecca groves phd dissertation, mitigation Ability to provide insight and college, strategic input into, manage and dr. rebecca groves, facilitate the effective development and delivery of outstanding internal audit review and compliance related services. University Phd Thesis? Prevention and detection of dr. rebecca, possible fraud and other risks, such as potential going out of business, excessive credit etc. PRESENT EMPLOYMENT AND PROFESSIONAL EXPERIENCE. Company Name : xyz. Designation : Risk Fraud Control. Thorough understanding of banks fraud control system for essays and the humanities, all retail assets liability products and services, cards and e-channels payments and scam mail, lottery fraud thru’ cost effective digital sampling activity Investigate fraud cases of retail loan advances, anti-money laundering (AML), suspicious transaction report (STR), Hunter match, money mules and conclude with logical modus operandi root cause proposing corrective measures Conducted risk based process review / audit in retail branches and finalizing the dr. rebecca groves brannock phd dissertation audit reports basis observations Analyzing risk profiling of the discussion branches and developed risk dashboards and dr. rebecca phd dissertation, combined all enterprise information such as key risk indicators and facilitated in identification of risk across cross functional business line Carry out Fraud Risk Assessments to identify areas specifically vulnerable to fraud, and actively engage with other stake holders to implement fraud monitoring and fraud preventive controls Identify the prone areas of corruption, fraud, operational policies and practices with a view to timely recommend modification in boston university phd thesis, policies ensure authenticity of policies vis a vis compliance and conduct the Regional Compliance Committee (RCC) for reviewing fraud investigation cases with senior management and probe to fix accountability and taking disciplinary action as per matrix.

Company Name : xyz. Designation : Deputy Manager. Responsible for ensuring Internal Control at the Branch by dr. rebecca brannock, proper checks and balances with routine banking transactions and ensuring customer satisfaction and first level of introduction percentage of essay, scrutiny and authenticating of groves brannock phd dissertation, KYC and signing AOF for ensuring KYC Compliance of research paper discussion, every opened account Deposits Support central Anti Money laundering Monitoring Unit with prompt response after completing required due diligence at branch level of the suspected accounts within proper time frame Ensure Audit rating to be satisfactory and closure of brannock, audit report within proper time lines Reconciliation of any differences with Banks and Clearing related suspense accounts and ap us dbq 2004, ensuring entries are not outstanding for more than three days Special emphasis given to verify all Cash Related Registers and Branch other registers on monthly basis and report to BM / Manager for remedial action. Surprise visit to customers end for dr. rebecca phd dissertation, verification of communication on loan details, follow-up, pre and post appraisal and claims warrant, visit by field executive Branch Manager, checking appraisal quality, end utilization monitoring Implement all regulatory compliance ethics and compliance programs at branches in the region and suggests the management when solicited on matters related to dr. rebecca groves brannock phd dissertation internal control, new policy and processes. Company Name : xyz. Designation : Financial Analyst. Worked in the “Earning Estimate” project and analyzed financial report of different companies given by Bloomberg Captured all date’s in in film humanities, system after analyzing historical current financial reports Predicted future estimation of the company basis past financial reports.

EXTERNAL INTERNAL PROFESSIONAL CERTIFICATIONS. Pursuing “Cyber Crimes and Fraud Management” from Indian Institute of Banking and Finance Certification of dr. rebecca brannock, “Internal Control over Financial Reporting – SOX Compliance” from ICICI Bank Ltd Certificate of college, “Audit Compliance” from ICICI Bank Ltd Certificate of “Fraud Prevention and Control” and Financial Crime Prevention” from ICICI Bank Ltd. Master Degree in groves brannock phd dissertation, Business Administration (Finance) with 1st class on research discussion 2012 Master Degree in Social Work with 55% from Rabindra Bharati University Completed Post Graduate Diploma in Social Work obtaining marks 58% Bachelor Degree of Commerce from Calcutta University (3 Yrs) on dr. rebecca phd dissertation 2005 Higher Secondary Examination from B.C.H.S.E on 2002 in 1st division Matriculation from B.B.S.E on 2000 in 1st division. MS Dos, Windows XP, MS Word, Excel, Power Point and thesis, office communication system, Banking Software, Updated Finacle (Version 10.2.9), Finone, APS, FCRM, 1.5 Integrated Microfinance Banking Application, Talisma, SAS, Hunter, Cibil. Fathers Name : xxxx. Date of Birth : 1978. Sex / Marital Status : Male / Single. Passport Details : 00000. This resume is a sample for dr. rebecca brannock, the post of Area Risk Manager.

A Risk Manager primarily works to minimize the chances of loss for a company by localizing its resources. His expertise lies in making plans and predicting such strategies that should help an organisation from unseen or long-term disasters, securing their time, budget and efforts being an excruciating waste. He plays a vital role for humanities, the sustenance and progress of a company. Below we have given you an example for the post of Risk manager. Enlist your initial information following by groves, your education and then describe your key skills and experiences. Highlight that you are able to paper discussion work in any type of situations and a strong candidate handling tumultuous situations. Do add verified references of your previous work experience along with your credits/awards. Contact No – +00000 Email Id – xxxxxx. To seek a career in an organization that would best capitalize on my expertise in dr. rebecca, risk based control assessment and process consulting. Workplace should offer many opportunities to humanities utilize my analytical skills, creativity, sharp business understanding and relationship building skills satisfying my definition of groves brannock phd dissertation, Quality work. Outstanding interpersonal, relationship and team building skills; Analytically, articulate and diligent; resourceful in warrant, the completion of projects and effective at dr. rebecca phd dissertation multitasking with strong ability to plan, prioritize and deliver in complex projects under aggressive time frame.

Result Oriented, Proactive and innovative professionals with 3 + years of Self Leadership with extensive hands on experience in the areas of Risk Based Internal Audit, Fraud Investigations, Strategic governance Process Review control, Credit underwriting, AML, KYC and Compliance among Banking and Non Banking Financial Services sector Strong analytical organizational abilities with adeptness in implementing, formulating and streamlining operational policies procedures. Keen understanding significant experience of university, risk identification, analyze and groves brannock, mitigation Ability to provide insight and strategic input into, manage and facilitate the introduction percentage of essay effective development and dr. rebecca brannock, delivery of outstanding internal audit review and compliance related services. Prevention and detection of thesis warrant, possible fraud and other risks, such as potential going out of business, excessive credit etc. PRESENT EMPLOYMENT AND PROFESSIONAL EXPERIENCE. Pertinent understanding of banks NBFCs fraud control system for all retail assets products and services, cards and other channels fraud fraud investigations Investigate fraud cases of retail loan advances, carry out the investigations of internal external frauds, theft and losses of company assets and prepare investigation report, identify root cause leading to instances of impropriety use the result of investigations, matter to identify risk related issues and recommend policy to phd dissertation mitigate the risk Analyzing fraud trends, establishing monitoring key fraud indicators, performing a fraud risk assessment, identifying operational deficiencies and human factors that enable/influence activity and research paper discussion, conducting fraud training Formulate quarterly audit / process review plan design review scope, risk parameters and implement risk based internal audits to ensure regulatory (RBI) compliance ethics Oversee the conduct of risk based process reviews/audits to determine and detect vulnerabilities in systems and/ or policies/ procedures that may potentially lead to fraudulent activity and/or abuse Finalizing review / audit report post discussing with stake holders and taking compliance report maintain action taken report (ATR) and analyzed negative trends, highlights non compliant issues suggested policy enhancements Random effective digital sampling of new retail loan proposals and check authenticity of documents attached as KYC, Financial statements others to filter financial crime credit risk management ensure no fraud creeps into system Initiating mystery shopping for Bank/NBFC employees / external agencies about the procedures of dealing with various policies process and report to central compliance team and dr. rebecca groves brannock phd dissertation, concern management head Develop and present meaningful MIS to facilitate decisions, with quick turnarounds related to fraud risk trend and circulate fraud related MIS/red flags to all stakeholders for proper corrective actions within regulatory framework Conduct regular surprise audits of external vendors (vendor process management) and also train develop external risk agencies in fraud detection, appropriate referrals, fraud prevention investigation New initiatives are taken to develop fraud rules in deduce mechanism followed in the loans origination systems to boston phd thesis prevent frauds more effectively and brannock, formulated new policies of AML KYC and implemented across the region Conduct training workshop for thesis, external internal stakeholders within organization as well as with law enforcement authority to create fraud risk awareness related to groves phd dissertation KYC, AML. Thorough understanding of essays and the, banks fraud control system for all retail assets liability products and services, cards and e-channels payments and scam mail, lottery fraud thru’ cost effective digital sampling activity Investigate fraud cases of groves, retail loan advances, anti-money laundering (AML), suspicious transaction report (STR), Hunter match, money mules and conclude with logical modus operandi root cause proposing corrective measures Conducted risk based process review / audit in retail branches and finalizing the audit reports basis observations Analyzing risk profiling of the branches and developed risk dashboards and combined all enterprise information such as key risk indicators and facilitated in identification of university phd thesis, risk across cross functional business line Carry out Fraud Risk Assessments to groves brannock phd dissertation identify areas specifically vulnerable to fraud, and actively engage with other stake holders to implement fraud monitoring and fraud preventive controls Identify the thesis claims prone areas of corruption, fraud, operational policies and practices with a view to dr. rebecca brannock phd dissertation timely recommend modification in policies ensure authenticity of policies vis a vis compliance and conduct the Regional Compliance Committee (RCC) for reviewing fraud investigation cases with senior management and probe to history essays fix accountability and taking disciplinary action as per matrix. Responsible for phd dissertation, ensuring Internal Control at the Branch by essay service 5 paragraphs, proper checks and balances with routine banking transactions and ensuring customer satisfaction and first level of scrutiny and authenticating of KYC and signing AOF for ensuring KYC Compliance of every opened account Deposits Support central Anti Money laundering Monitoring Unit with prompt response after completing required due diligence at branch level of the suspected accounts within proper time frame Ensure Audit rating to be satisfactory and closure of groves brannock, audit report within proper time lines Reconciliation of percentage of essay, any differences with Banks and Clearing related suspense accounts and groves phd dissertation, ensuring entries are not outstanding for more than three days Special emphasis given to verify all Cash Related Registers and of essay, Branch other registers on monthly basis and report to BM / Manager for remedial action.

Surprise visit to groves brannock phd dissertation customers end for verification of communication on loan details, follow-up, pre and post appraisal and visit by field executive Branch Manager, checking appraisal quality, end utilization monitoring Implement all regulatory compliance ethics and compliance programs at branches in essays, the region and suggests the management when solicited on matters related to internal control, new policy and processes. Worked in dr. rebecca groves brannock, the “Earning Estimate” project and analyzed financial report of different companies given by Bloomberg Captured all date’s in system after analyzing historical current financial reports Predicted future estimation of the company basis past financial reports. EXTERNAL INTERNAL PROFESSIONAL CERTIFICATIONS. Pursuing “Cyber Crimes and Fraud Management” from Indian Institute of of essay, Banking and Finance Certification of “Internal Control over Financial Reporting – SOX Compliance” from ICICI Bank Ltd Certificate of dr. rebecca, “Audit Compliance” from ICICI Bank Ltd Certificate of “Fraud Prevention and ap us history essays, Control” and Financial Crime Prevention” from ICICI Bank Ltd. Master Degree in Business Administration (Finance) with 1st class on 2012 Master Degree in brannock, Social Work with 55% from Rabindra Bharati University Completed Post Graduate Diploma in Social Work obtaining marks 58% Bachelor Degree of Commerce from Calcutta University (3 Yrs) on 2005 Higher Secondary Examination from B.C.H.S.E on thesis 2002 in 1st division Matriculation from dr. rebecca phd dissertation B.B.S.E on humanities 2000 in phd dissertation, 1st division.

MS Dos, Windows XP, MS Word, Excel, Power Point and office communication system, Banking Software, Updated Finacle (Version 10.2.9), Finone, APS, FCRM, 1.5 Integrated Microfinance Banking Application, Talisma, SAS, Hunter, Cibil.

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My father’s mother is Peruvian, but his father is Egyptian. I grew up in introduction of essay, Peru with my parents in a quiet neighborhood of Lima. Dr. Rebecca Brannock Phd Dissertation. My paternal grandparents lived down the street from introduction of essay us, but my maternal grandparents. Cat , Computer , E-mail 2464 Words | 7 Pages. The Effects of Owning a Pet There seems to be more of us trying to improve our overall health and well-being. Discovering new ways to . improve our lives, weather it is emotionally, physically or mentally.

All of which are important to living a healthy life. In this essay , I will discuss a few of the groves brannock phd dissertation, many benefits of owning a pet . Showing you all the college service, benefits of your furry companion, you have waiting for brannock phd dissertation you at home. I will begin with how owning a cat or dog has been shown in numerous ways. Attention-deficit hyperactivity disorder , Better , Cat 912 Words | 3 Pages. Lisa Martin English 1101 Essay #4 Cats make the perfect pet I have heard the old saying that dogs . are man’s best friend. I don’t know much about dogs , but I do know a lot about cats. I have had a cat as a pet for at least 30 years. They are wonderful and thesis claims warrant, I know I will always have one in my life.

I think cats make the dr. rebecca groves, perfect pet because they are self sufficient, intelligent, and good companions. The first reason I think that cats make the perfect pet is because they are self. Cat , Cat communication , Cat intelligence 978 Words | 3 Pages. An Experience That Changed My Life Essay. be an experience that they have gone thru and essays in film, learned from. In my case it wasn’t necessarily an experience, it was a dog that . changed my perception on life. My mind and dr. rebecca phd dissertation, heart was opened in research paper discussion, a whole new way. I never thought I could love an dr. rebecca phd dissertation animal just as much as I loved the people in my life. I always thought it was strange that pet owners loved and treated their pets the same way they treated their children. My perception on dogs or pets in general definitely changed. Throughout this paper you will.

Dog , Dog health , Dogs 1052 Words | 3 Pages. My first pet Convincing a family to adopt a pet kitten can prove to research discussion, be quite troublesome. Owning a . pet requires a decent amount of free time and great responsibility. Brannock Phd Dissertation. Staying persistent in thesis warrant, your endeavors and showing your family just how serious you are can prove to be rewarding in dr. rebecca groves, the end. Caring for a pet cat can prove be a major responsibility for an eight year old. Even though I was fully aware that I was far too young to take on the responsibility that comes with owning a pet , I was very. Cat , Cat coat genetics , Head 1086 Words | 3 Pages. ? Dog Fighting Argumentative Essay Have you ever been hit or forced to fight when you don’t want to? If this has not happened . to of essay, you then think about how you would feel if someone forced you to dr. rebecca brannock, fight someone else. In Film Humanities. You would probably feel pretty terrible, getting hurt just because this person wants you to fight someone all for groves their entertainment. This is what some cruel humans do to animals like dogs usually pit bulls.

Dog fighting is college service 5 paragraphs wrong and dr. rebecca phd dissertation, cruel because the animals get badly hurt and could. Michael Vick 981 Words | 2 Pages. | 2012 | | Macquarie University Tugba SENTURK42980542 | [You decide ESSAY : `should pets be cloned? `] | Tutor` Name: . Prof. Helena NEVALAINEN Tutorial Name: CBMS880- Medical and Molecular Biotechnology | Animal cloning is getting popular by scientists day by day after the humanities, success of the dr. rebecca groves brannock, sheep Dolly which was the first animal clone in the world. Dolly was created effectively by Roslin Instute scientist in Edinburgh (TechNyou) and she was euthanized when she was six year old due to. Cloned animals , Cloning , Dolly 1477 Words | 4 Pages.

How to Write an thesis claims warrant Argumentative Essay. The Writing Lab – D204d http://bellevuecollege.edu/asc/writing 425-564-2200 How to Write an Argumentative Essay An argumentative . essay uses reasoning and evidence—not emotion—to take a definitive stand on groves brannock phd dissertation a controversial or debatable issue. The essay explores two sides of history, a topic and proves why one side or position is the best. Dr. Rebecca Groves Phd Dissertation. The First Steps Choose a specific issue to discuss. History Dbq 2004. Some debatable issues cover a wide range of topics. For example, “legalizing drugs” is too broad a subject because. Cat , Dog , Neutering 1602 Words | 5 Pages. ? Lindsay Deckman Assistant Dog Training Dog Behavior Paper 287 11/11/2014 Working at a . dog daycare, I observe different body languages and groves brannock, ways of thesis claims, communication through dogs every day. I work at a facility called Paw Beach Pet Resort where daycare is available daily for 20+ dogs in a large yard.

One of the main things I have observed while watching all the dr. rebecca groves, dogs is that they have emotions. Every day they are communicating how they believe they feel to one another. Alpha roll , Dog , Dog behavior 1687 Words | 8 Pages. multi-purpose pet I wanted to inform you that I am planning to adopt a pet in the near future. I’ve considered the various . pets available for adoption and have come to the conclusion that adopting a dog would be the thesis claims warrant, best choice for brannock both you and research paper, me.

I will explain a few of the groves brannock phd dissertation, reasons that I feel adopting a dog is our best choice; Dogs are very loyal to humans, they teach children responsibility, and will help protect our family and history, homes from criminals. The loyalty of a dog is unsurpassed. Animal shelter , Apex predator , Dog 411 Words | 2 Pages. Exotic Pets COM/156 August 5, 2012 Exotic Pets Some families face the difficult decision of dr. rebecca groves brannock phd dissertation, whether or not bringing home . a pet would be a wise choice, and the impact it will make on all the and the humanities, members of the family. Their lives will be changed in many ways for both the pet and the owner, so making the right choice of the type of pet is crucial for a positive experience. Brannock. The most popular selection among families is a dog . The Amercian Pet Product Association (APPA) is a leading not-for-profit. Dog , Exotic pet , Ferret 1480 Words | 4 Pages. Essay about Red Nose Day The purpose is to and the, entertain and change lives in the UK and Africa. The money spent to aid young who live on the . street and dr. rebecca groves phd dissertation, protect people living with domestic abuse.

In Africa for vaccines etc. People make donations, people also do something fun as games, parties, karaoke night, contests and ap us dbq 2004 essays, other things and it's like winning money. This program is phd dissertation great, I think there should be more people like them, generous y caring. This type of action I love. It is best to claims, help and. British Museum , Cardiff , Remembrance Day 678 Words | 3 Pages. this task. Dr. Rebecca Brannock Phd Dissertation. Write about the following topic: Many people keep dogs and university, cats as companions.

Discuss the advantages and disadvantage of . pet ownership for th e animals involved and for the community as a whole. Give reasons for your answer and brannock, include any relevant examples from your own knowledge or experience. Write at least 250 words. Boston Phd Thesis. It is true that many people toda y have pets in their houses. So me people say that dogs and cats can be wonderful companions while others claim th at. Dog , Health care , Mental disorder 454 Words | 2 Pages. Cats vs. Dog After living with them, I have noticed that although there are innumerable similarities between the dog and dr. rebecca groves brannock phd dissertation, . the cat, there are also some important differences. Research Conclussion. These two animals are the two most popular pets today.

In the U.S. over the last few decades there had been an increasing pet ownership and a decreasing euthanasia. From 1970 to brannock, 2010, the number of in film and the humanities, dogs and cats in phd dissertation, homes has increased from 67 million to in film and the humanities, an estimated 164 million.Some people prefer the dr. rebecca phd dissertation, company of a cat. Canis , Cat , Dog 1708 Words | 5 Pages. AAT is an evaluated documented process done usually in a group or individual setting. d. Animals such as horses, dolphins, cats, guinea pigs, birds, . Thesis Warrant. dogs and many others are used for AAA and AAT. Dr. Rebecca Brannock. e. National Pet Owners Survey performed in research paper discussion, 2007-2008 (which was sponsored by the American Pet Products Manufacturers Association) shows that pets found in 71.1 million households can help lower blood pressure and fight depression. Brannock Phd Dissertation. (Barker, 2008) f. Research suggests that animals can significantly. Dog , Health , Health care 766 Words | 3 Pages. ? Dogs as Pets It has been 33,000 years since the conclussion, dog became the first animal to be domesticated. Groves Brannock. It has been the introduction, . most widely kept working, hunting, and pet animal in dr. rebecca, human history. Essays In Film Humanities. There are over 490 breeds of dogs in groves, the world. Many of these dogs can be great loyal companions for your family.

In my family, we have a Greyhound and phd thesis, an Akita. Greyhounds are medium size dogs with very short, easy to maintain hair. They have a long-head, an elongated snout, and are muscular built. They have a. Coat , Dog , Dog breed 507 Words | 2 Pages. Descriptive essay Shyla Hassett Everyone has a place where they go to escape all the groves phd dissertation, pressures and worries of life? . ? . There is always that one spot that can soothe all your problems and college service, troubles in times of stress. For some? ,? the brannock phd dissertation, woods? ,? the beach? ,? or the introduction percentage of essay, park is the place to dr. rebecca brannock, go? . ? For me? ,? it’s simpler.

I go to thesis warrant, my bedroom to cure all my problems? . Dr. Rebecca Groves Phd Dissertation. As I walk in I can feel the and the humanities, soft? ,? smooth carpet beneath my feet. I see freshly painted lavender walls with white trimming?. 2004 albums , Color , Debut albums 323 Words | 2 Pages. Possible Essay Question on The Curious Incident of the groves phd dissertation, Dog in the Night Time Essay Question: Does the university phd thesis, novel end on an optimistic note? Explain why. In the book “the curious incident of the dog in the . night-time” By Mark Haddon, the new incident of a murder of a dog , Wellington, is phd dissertation introduced in the first chapter. Christopher, a boy diagnosed with Asperger’s Syndrome, who lives next door, seeks to solve the mystery which has befallen on discussion his neighbour’s pet dog . However, as he ventures out to find the murderer, he finds out dr. rebecca groves brannock phd dissertation, another mystery which involves his mother who he. Dog , Fear , How to paper conclussion, Solve It 1281 Words | 3 Pages. leaving.

Dogs and cats are given to dr. rebecca groves phd dissertation, these shelters everyday across the united states. Only about 25% of thesis, dogs and brannock, 24% of cats are . adopted, 15% are reunited with their owners, and application 5 paragraphs, a horrible 64% are euthanized. That is millions of animals being killed just because no one wants them. Groves. 56 percent of college application essay, dogs and 71 percent of cats that enter animal shelters are euthanized. More cats are euthanized than dogs because they are more likely to enter a shelter without any owner identification. There are some dogs that. Animal shelter , Cat , Dog 875 Words | 3 Pages. 09/17/2012 Gonzalo Garcia . My dog skip When my english professor said to groves phd dissertation, me that we was going to see “ My dog Skip”, sincerely, I thought the film would be very boring. Essays. “the typical family film” I said. The only fact that glad me was that we went going to miss class. Brannock Phd Dissertation. The praises that the professor said about the movie.

Comedy film , Film , Film score 983 Words | 3 Pages. BENEFITS OF HAVING PETS 1. Decreases stress In a 2002 study at State University of New York at Buffalo, researchers found that when . conducting a stressful task, people experienced less stress when their pets were with them than when a spouse, family member or close friend was nearby. Promises Treatment Centers, which specializes in addiction, not only recommends its patients consider getting a pet , but even allows pets in its rehabilitation facilities, according to Dr. David Sack, CEO of Promises. Attention-deficit hyperactivity disorder , Blood sugar , Cortisol 1069 Words | 3 Pages.

First Essay I am interested in becoming a special education teacher because every type of child needs and deserves a proper education. . Unfortunately not all children receive the type of education they need. Having worked and volunteered my services to boston university phd thesis, multiple families who have children with different assortments of disabilities. Working with children that required high levels of assistance to perform what would be basic task for brannock phd dissertation other children. While teaching these children the basic life skills. Education , Gifted education , High school 1808 Words | 5 Pages. Introduction Dogs in the workplace is an idea that was started in Britain in 1996 as “Take Your Dog to claims warrant, Work Day”. Dr. Rebecca Groves Phd Dissertation. It was a day . College Service 5 Paragraphs. where employees were allowed to bring their dogs along to their workplace for a day. The United States has followed the lead of brannock, Britain, with some businesses following the practice in 1999.

After realizing the benefits of allowing employees to essays in film and the, bring their dogs to work, the number of employers embracing this practice on a permanent basis is increasing constantly, with. Dog , Dog meat , Employment 1182 Words | 5 Pages. How to be a responsible dog owner There is a lot of time and dedication that goes into being a responsible pet owner. In this . Dr. Rebecca Groves Brannock. case the pet is college application “man’s best friend”. Dogs are the loyalist pets to groves brannock phd dissertation, own.

However they require a very large amount of attention and love. Thesis. If you do not have patience and understanding you will not be a great pet owner. Having this pet is like having a new member of the family. There are steps to becoming a responsible dog owner and they are simple to follow. It is very. Cleanliness , Dog , Dog health 1202 Words | 3 Pages. Persuasive Speech Topic: Pet Overpopulation Epidemic General Purpose: To persuade. Groves Phd Dissertation. Specific Purpose: To persuade my audience . that the in film and the humanities, public is to blame for the pet overpopulation epidemic.

Central Idea: In order to groves phd dissertation, control the history, overwhelming population of dr. rebecca groves, homeless pets , we need to stop throwing our “family friends” away. There are 1.5 dogs and cats put to sleep every second 4-6 million dogs and cats are euthanized every year, states the Humane Society. And The. The pet overpopulation epidemic has. Animal shelter , Cat , Dog 1534 Words | 4 Pages. The global pet food industry has witnessed record growth highs over the past 10 years, reports Global Industry Analysts. The pet . food sector is among the fastest-growing sectors within the food industry. The pet food market will continue to record strong growth due to factors such as urbanization, rising levels of disposable incomes, particularly in brannock, developing countries, a growing pet population and evolving consumer attitudes. Consumers are becoming increasingly aware of the health benefits.

2007 pet food recalls , Association of American Feed Control Officials , Food 700 Words | 3 Pages. Why should we have pets ? (More reasons) 1. What are the reasons why pets should be allowed in the Marco Polo building? * . Pets make loyal, lovable friends * Pets teach you how to take care of others * Pets teach you about essay service responsibility * A pet can help you learn about animals * Playing with pets can make you feel happy * Having a pet can keep you from feeling lonely or depressed * Pets are good for your health * Your whole family can share the dr. rebecca groves phd dissertation, benefits of. Attention-deficit hyperactivity disorder , Cortisol , Dog 1688 Words | 5 Pages.

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essay on amy tan Mother Tongue, by Amy Tan. I am not a scholar of English or literature. I cannot give you much more than personal opinions on the English language and its variations in this country or others. I am a writer. And by dr. rebecca groves brannock that definition, I am someone who has always loved language. I am fascinated by college language in daily life. I spend a great deal of my time thinking about the power of language -- the groves way it can evoke an thesis claims warrant, emotion, a visual image, a complex idea, or a simple truth. Dr. Rebecca Groves Brannock? Language is the claims tool of my trade. And I use them all -- all the Englishes I grew up with. Recently, I was made keenly aware of the different Englishes I do use.

I was giving a talk to dr. rebecca groves brannock, a large group of boston university phd thesis people, the same talk I had already given to half a dozen other groups. The nature of the talk was about my writing, my life, and dr. rebecca brannock, my book, The Joy Luck Club . The talk was going along well enough, until I remembered one major difference that made the whole talk sound wrong. My mother was in the room. And it was perhaps the first time she had heard me give a lengthy speech, using the kind of English I have never used with her. I was saying things like, The intersection of 5 paragraphs memory upon brannock, imagination and There is an aspect of college application essay 5 paragraphs my fiction that relates to thus-and-thus'--a speech filled with carefully wrought grammatical phrases, burdened, it suddenly seemed to me, with nominalized forms, past perfect tenses, conditional phrases, all the forms of standard English that I had learned in school and dr. rebecca groves brannock phd dissertation, through books, the forms of English I did not use at home with my mother. Just last week, I was walking down the street with my mother, and I again found myself conscious of the English I was using, the English I do use with her. Warrant? We were talking about the price of new and used furniture and I heard myself saying this: Not waste money that way. My husband was with us as well, and he didn't notice any switch in my English.

And then I realized why. Dr. Rebecca Brannock Phd Dissertation? It's because over the twenty years we've been together I've often used that same kind of English with him, and college application essay, sometimes he even uses it with me. It has become our language of intimacy, a different sort of English that relates to family talk, the language I grew up with. So you'll have some idea of brannock phd dissertation what this family talk I heard sounds like, I'11 quote what my mother said during a recent conversation which I videotaped and then transcribed. During this conversation, my mother was talking about a political gangster in Shanghai who had the same last name as her family's, Du, and how the gangster in his early years wanted to be adopted by her family, which was rich by comparison. Later, the thesis claims gangster became more powerful, far richer than my mother's family, and dr. rebecca groves phd dissertation, one day showed up at 5 paragraphs, my mother's wedding to brannock phd dissertation, pay his respects. Here's what she said in part: Du Yusong having business like fruit stand. Like off the warrant street kind. Dr. Rebecca Groves Brannock Phd Dissertation? He is Du like Du Zong -- but not Tsung-ming Island people. The local people call putong, the river east side, he belong to that side local people.

That man want to ask Du Zong father take him in research paper conclussion, like become own family. Du Zong father wasn't look down on him, but didn't take seriously, until that man big like become a mafia. Now important person, very hard to inviting him. Brannock? Chinese way, came only to show respect, don't stay for dinner. Respect for making big celebration, he shows up. In Film And The? Mean gives lots of respect. Chinese custom.

Chinese social life that way. If too important won't have to stay too long. He come to my wedding. I didn't see, I heard it. I gone to dr. rebecca brannock phd dissertation, boy's side, they have YMCA dinner. Introduction Percentage? Chinese age I was nineteen.

You should know that my mother's expressive command of English belies how much she actually understands. She reads the dr. rebecca groves phd dissertation Forbes report, listens to Wall Street Week, converses daily with her stockbroker, reads all of Shirley MacLaine's books with ease--all kinds of things I can't begin to phd thesis, understand. Yet some of my friends tell me they understand 50 percent of what my mother says. Some say they understand 80 to dr. rebecca phd dissertation, 90 percent. Some say they understand none of it, as if she were speaking pure Chinese.

But to me, my mother's English is perfectly clear, perfectly natural. It's my mother tongue. Ap Us Dbq 2004? Her language, as I hear it, is vivid, direct, full of observation and imagery. Groves? That was the language that helped shape the way I saw things, expressed things, made sense of the world. Lately, I've been giving more thought to the kind of English my mother speaks. Conclussion? Like others, I have described it to people as 'broken or fractured English.

But I wince when I say that. It has always bothered me that I can think of no way to describe it other than broken, as if it were damaged and groves brannock phd dissertation, needed to be fixed, as if it lacked a certain wholeness and soundness. I've heard other terms used, limited English, for example. But they seem just as bad, as if everything is limited, including people's perceptions of the limited English speaker. I know this for a fact, because when I was growing up, my mother's limited English limited my perception of in film her.

I was ashamed of phd dissertation her English. Application Essay Service 5 Paragraphs? I believed that her English reflected the quality of what she had to say That is, because she expressed them imperfectly her thoughts were imperfect. And I had plenty of dr. rebecca groves brannock empirical evidence to support me: the fact that people in department stores, at banks, and at restaurants did not take her seriously, did not give her good service, pretended not to understand her, or even acted as if they did not hear her. My mother has long realized the claims limitations of her English as well. When I was fifteen, she used to have me call people on the phone to pretend I was she. In this guise, I was forced to ask for information or even to dr. rebecca, complain and yell at application essay 5 paragraphs, people who had been rude to her. One time it was a call to her stockbroker in New York. She had cashed out brannock her small portfolio and it just so happened we were going to go to New York the next week, our very first trip outside California.

I had to get on the phone and say in an adolescent voice that was not very convincing, This is Mrs. Tan. And my mother was standing in the back whispering loudly, Why he don't send me check, already two weeks late. So mad he lie to me, losing me money. And then I said in perfect English, Yes, I'm getting rather concerned. You had agreed to send the check two weeks ago, but it hasn't arrived. Then she began to of essay, talk more loudly.

What he want, I come to dr. rebecca brannock phd dissertation, New York tell him front of his boss, you cheating me? And I was trying to calm her down, make her be quiet, while telling the stockbroker, I can't tolerate any more excuses. If I don't receive the check immediately, I am going to have to research paper discussion conclussion, speak to your manager when I'm in New York next week. And sure enough, the following week there we were in front of this astonished stockbroker, and I was sitting there red-faced and quiet, and dr. rebecca brannock, my mother, the essays and the real Mrs. Groves Brannock Phd Dissertation? Tan, was shouting at his boss in her impeccable broken English.

We used a similar routine just five days ago, for a situation that was far less humorous. Essays Humanities? My mother had gone to the hospital for dr. rebecca brannock phd dissertation, an appointment, to find out about a benign brain tumor a CAT scan had revealed a month ago. Essays In Film And The Humanities? She said she had spoken very good English, her best English, no mistakes. Still, she said, the hospital did not apologize when they said they had lost the CAT scan and she had come for nothing. She said they did not seem to have any sympathy when she told them she was anxious to know the dr. rebecca groves exact diagnosis, since her husband and son had both died of brain tumors. She said they would not give her any more information until the next time and she would have to make another appointment for thesis claims warrant, that. So she said she would not leave until the doctor called her daughter.

She wouldn't budge. And when the dr. rebecca phd dissertation doctor finally called her daughter, me, who spoke in perfect English -- lo and behold -- we had assurances the CAT scan would be found, promises that a conference call on Monday would be held, and apologies for any suffering my mother had gone through for a most regrettable mistake. I think my mother's English almost had an effect on claims, limiting my possibilities in life as well. Sociologists and dr. rebecca groves brannock, linguists probably will tell you that a person's developing language skills are more influenced by peers. But I do think that the language spoken in the family, especially in immigrant families which are more insular, plays a large role in shaping the language of the child. Paper Discussion? And I believe that it affected my results on achievement tests, I.Q. tests, and the SAT. Phd Dissertation? While my English skills were never judged as poor, compared to in film humanities, math, English could not be considered my strong suit. In grade school I did moderately well, getting perhaps B's, sometimes B-pluses, in dr. rebecca groves phd dissertation, English and scoring perhaps in the sixtieth or seventieth percentile on achievement tests. But those scores were not good enough to override the opinion that my true abilities lay in math and science, because in those areas I achieved A's and college application essay service 5 paragraphs, scored in the ninetieth percentile or higher. This was understandable. Math is precise; there is phd dissertation, only one correct answer.

Whereas, for me at least, the in film and the humanities answers on English tests were always a judgment call, a matter of opinion and personal experience. Those tests were constructed around items like fill-in-the-blank sentence completion, such as, Even though Tom was, Mary thought he was --. And the groves correct answer always seemed to be the most bland combinations of research conclussion thoughts, for brannock, example, Even though Tom was shy, Mary thought he was charming:' with the grammatical structure even though limiting the correct answer to some sort of semantic opposites, so you wouldn't get answers like, Even though Tom was foolish, Mary thought he was ridiculous:' Well, according to my mother, there were very few limitations as to what Tom could have been and dbq 2004 essays, what Mary might have thought of him. So I never did well on dr. rebecca groves brannock phd dissertation, tests like that. The same was true with word analogies, pairs of words in boston phd thesis, which you were supposed to find some sort of logical, semantic relationship -- for example, Sunset is to nightfall as is to dr. rebecca groves phd dissertation, . And here you would be presented with a list of four possible pairs, one of boston phd thesis which showed the same kind of relationship: red is to stoplight, bus is to arrival, chills is to fever, yawn is to boring: Well, I could never think that way. I knew what the groves tests were asking, but I could not block out of essays and the my mind the images already created by the first pair, sunset is to nightfall--and I would see a burst of colors against a darkening sky, the moon rising, the lowering of a curtain of dr. rebecca groves stars. And all the other pairs of words --red, bus, stoplight, boring--just threw up a mass of confusing images, making it impossible for me to sort out something as logical as saying: A sunset precedes nightfall is the claims warrant same as a chill precedes a fever. The only dr. rebecca groves brannock phd dissertation way I would have gotten that answer right would have been to imagine an associative situation, for example, my being disobedient and staying out ap us history essays past sunset, catching a chill at night, which turns into feverish pneumonia as punishment, which indeed did happen to me.

I have been thinking about all this lately, about brannock phd dissertation my mother's English, about achievement tests. Because lately I've been asked, as a writer, why there are not more Asian Americans represented in essays in film, American literature. Why are there few Asian Americans enrolled in creative writing programs? Why do so many Chinese students go into dr. rebecca groves brannock engineering! Well, these are broad sociological questions I can't begin to claims, answer. Groves? But I have noticed in surveys -- in fact, just last week -- that Asian students, as a whole, always do significantly better on math achievement tests than in English. And this makes me think that there are other Asian-American students whose English spoken in the home might also be described as broken or limited. Boston? And perhaps they also have teachers who are steering them away from writing and into groves brannock math and science, which is what happened to me.

Fortunately, I happen to be rebellious in paper discussion conclussion, nature and enjoy the challenge of disproving assumptions made about me. I became an English major my first year in college, after being enrolled as pre-med. I started writing nonfiction as a freelancer the week after I was told by my former boss that writing was my worst skill and I should hone my talents toward account management. But it wasn't until 1985 that I finally began to write fiction. Dr. Rebecca Brannock Phd Dissertation? And at first I wrote using what I thought to be wittily crafted sentences, sentences that would finally prove I had mastery over the English language. Here's an example from the first draft of research paper discussion conclussion a story that later made its way into The Joy Luck Club, but without this line: That was my mental quandary in its nascent state.

A terrible line, which I can barely pronounce. Fortunately, for reasons I won't get into today, I later decided I should envision a reader for dr. rebecca brannock, the stories I would write. Warrant? And the reader I decided upon was my mother, because these were stories about dr. rebecca phd dissertation mothers. So with this reader in ap us essays, mind -- and in fact she did read my early drafts--I began to groves, write stories using all the Englishes I grew up with: the English I spoke to my mother, which for lack of percentage of essay a better term might be described as simple; the English she used with me, which for brannock, lack of phd thesis a better term might be described as broken; my translation of dr. rebecca phd dissertation her Chinese, which could certainly be described as watered down; and what I imagined to be her translation of her Chinese if she could speak in college application essay service, perfect English, her internal language, and for brannock phd dissertation, that I sought to preserve the essence, but neither an English nor a Chinese structure. I wanted to ap us history dbq 2004, capture what language ability tests can never reveal: her intent, her passion, her imagery, the rhythms of her speech and the nature of her thoughts.

Apart from groves, what any critic had to say about my writing, I knew I had succeeded where it counted when my mother finished reading my book and gave me her verdict: So easy to read.